On May 15, 2017, the U.S. Supreme Court ruled (5-3) in favor of the debt collection industry, holding that the filing of a proof of claim against a chapter 13 debtor on a debt that cannot be enforced under state law because the statute of limitations on it has expired does not violate the Fair Debt Collection Practices Act (FDCPA), because filing such a proof of claim is not a “false, deceptive, or misleading representation” or an “unfair or unconscionable” means for collecting a debt, as those terms are used in FDCPA.